Fraud Alert — CRA Data Breach Settlement Scams

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On August 4, 2026, the claims process opened for a $8.7 million settlement of a class action against the Government of Canada.
This covered people whose personal or financial information in a Government of Canada online account, including the Canada Revenue Agency portal, was accessed without authorization in 2020.
KPMG is the court appointed administrator, and eligible class members can submit claims online or by mail until February 3, 2027.
The settlement is legitimate, but the publicity around it is exactly the conditions fraudsters look for:
- A national news story
- A real government linked payout
- A real deadline
- A real administrator asking people to enter a last name and the last three digits of a Social Insurance Number on a website
That combination gives criminals a credible pretext to build convincing fake eligibility checkers and claim portals, and to harvest identity data and account credentials at scale.
Our expectation
A wave of phishing email, SMS, social media advertising, sponsored search results, and voice calls impersonating KPMG, the CRA, the Federal Court, and class counsel, beginning within days of the news coverage and continuing through the February 2027 claim deadline.
The only legitimate channels and what to watch for
Official settlement website
https://www.breachsettlementcanada.kpmg.ca (English and French). This is the court appointed administrator's website.
Official email address
breachsettlementcanada@kpmg.ca
What the real eligibility check asks for
- Last name
- Last three digits of the SIN
- An email address
- Nothing more at the eligibility stage
What the real process NEVER asks for
- Full SIN
- Date of birth
- Banking credentials
- CRA My Account user ID or password
- A multi factor authentication code
- A credit card number
- A copy of a government ID uploaded to a chat window
- Any payment or fee. There is no fee to file a claim
Anything arriving by unsolicited text, direct message, or phone call that pushes you toward a different address, a shortened link, or an app download should be treated as fraudulent until proven otherwise.
What the fakes will look like
The following mock ups were produced by Richter Guardian for training purposes.
These are not real messages and the addresses and links shown are illustrative only.
Share them with your household, your office staff, and anyone who manages correspondence on your behalf.
Example 1: Phishing email impersonating the claims administrator

What to watch for
- Look-alike sender domain rather than https://www.breachsettlementcanada.kpmg.ca
- A pre-approved dollar figure the real administrator would never quote up front
- A 48 hour forfeiture threat against a deadline that is actually February 3, 2027
- A request for the full SIN
- CRA sign-in details
- Banking information
Example 2: Smishing text message

What to watch for
- The administrator does not solicit claims by text message
- The domain is not kpmg.ca
- The amount is presented as guaranteed
- Urgency is manufactured
Legitimate class action notice arrives by mail or from the administrator's own address.
Example 3: Fake eligibility and claim portal

What to watch for
- An unencrypted look-alike domain
- A full SIN and CRA credentials requested where the real site asks only for a last name
- Three SIN digits
- An email address
- An ID upload
- A processing fee where the real claim is free
- False scarcity counters
Criminals also buy sponsored search advertisements so these pages appear above the real one.
Example 4: Voice call and voicemail pre-text

What to watch for
- An inbound unsolicited call
- Identity verification demanded by the caller rather than by you
- Above all, a request to read back a code sent to your phone. That code is a multi factor authentication (MFA) prompt for an account the caller is trying to take over at that moment. No legitimate organization will ever ask for it
Example 5: Social media and search advertising

What to watch for
- An invented average payout
- A fabricated deadline
- A paid placement above the genuine result
Reach the administrator by typing the address directly - https://www.breachsettlementcanada.kpmg.ca - rather than by clicking any advertisement or search result.
Red flags to brief your household and staff on
Unsolicited contact
The administrator contacts class members by mail or from its own domain. It will not cold call, text, or direct message you.
A guaranteed amount up front
Real compensation is up to $80 or up to $200 for time spent, plus up to $5,000 in documented out of pocket costs, and amounts may be reduced depending on how many claims are approved. Nobody can promise you $5,000.
Artificial urgency
The real deadline is February 3, 2027. Any message giving you 24 hours, 48 hours, or "this week" is manufacturing pressure.
Over collection of identity data
The genuine eligibility check asks for a last name, the last three digits of your SIN, and an email address. A request for the full SIN, date of birth, ID scans, or CRA credentials is a data harvest.
Any request for a fee
Filing a claim is free. A processing, verification, or expedite fee means fraud.
Any request for a code
A one time passcode read aloud, forwarded, or typed into a third party site hands over your account.
Look-alike domains
Check the address carefully. The genuine site is https://www.breachsettlementcanada.kpmg.ca.
Anything ending in .info, .net, .co, .ca-claims, or a hyphenated variant of the KPMG name is not it.
Payment by unusual method
Requests to move funds, buy gift cards, or receive a payout through e-transfer to a new recipient are not part of any settlement.
What we recommend you do
For principals and family members
Type the address, never click
Reach the eligibility check only by typing https://www.breachsettlementcanada.kpmg.ca into the web browser. Do not use links from email, text, social media, or search advertisements.
Verify by calling back
If someone claims to be the administrator, hang up and contact breachsettlementcanada@kpmg.ca from the details on the official site.
Treat the SIN as a credential
Never provide a full Social Insurance Number to an inbound contact.
Check your CRA account directly
Sign in to CRA My Account by typing the address, confirm your direct deposit details and mailing address have not been changed, and enable multi factor authentication if it is not already on.
Consider a credit file alert
If you believe your information was exposed, place a fraud alert with Equifax Canada and TransUnion Canada.
For family offices and business staff
Brief your team this week
Forward or print this email to anyone who handles correspondence, banking, or tax filings on a principal's behalf.
Add a verification step
Any instruction arising from a settlement, refund, or government notice must be verified by an out of band call to a known number before any data or funds move.
Watch for lookalike domains
Ask your IT provider to monitor for newly registered domains that combine your family or firm name with settlement, claim, refund, or CRA terms.
Tune your email filtering
Quarantine newly registered sender domains and flag external mail referencing CRA settlements or class action payouts.
Report and preserve
Report suspected scams to the Canadian Anti-Fraud Centre at 1-888-495-8501 and preserve the original message headers rather than deleting them.
If you think you've already been caught
Move quickly
Change the password on any account whose credentials were entered, starting with CRA My Account and your email, and revoke active sessions.
Call the CRA
If CRA credentials were disclosed, contact the CRA immediately and ask that the account be locked and reviewed for changes to direct deposit or address.
Notify your bank
Report the exposure and ask for enhanced verification on outbound payments.
File a credit alert
Contact Equifax Canada and TransUnion Canada.
Contact Richter Guardian
Speak to your Richter Guardian team. We can help contain the incident, assess what was exposed, and coordinate monitoring.
Ready to stay protected from digital threats, with experienced professionals overseeing your security?
Request a private consultation to find out whether Richter Guardian is a good fit for you.
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