Introduction

Anthropic's Claude Mythos is an advanced AI model currently available only to a select group of vetted technology companies, not the general public. While it holds significant promise as a defensive tool, capable of uncovering security flaws before criminals can exploit them, the same capabilities could be misused to lower the effort needed to exploit weaknesses in email, banking, and personal accounts.  

For high-net-worth individuals, families, and executives managing significant assets, this increases the risk of targeted fraud, account takeovers, and financial loss, making strong cybersecurity practices more important than ever.

What's Mythos AI?

Claude Mythos is an advanced artificial intelligence model developed by Anthropic, the company behind the widely used Claude AI assistant. It can be thought of as a much more powerful version of AI tools that many people already use for daily tasks. Mythos goes far beyond earlier models, especially in areas such as complex reasoning, software analysis, and, most importantly, the ability to identify weaknesses in computer systems.

At this time, Mythos is not available to the general public. It is still going through testing and review and has only been released in a highly controlled way to a small number of trusted organizations. These include major technology and security companies such as Microsoft, Apple, Amazon, Cisco, and CrowdStrike. This limited release is intentional. Anthropic has stated that Mythos is powerful enough to cause serious harm if misused, so they have chosen to share it cautiously and with careful oversight.

Why's everyone talking about it?

There are two main reasons Mythos is receiving so much attention. The first is concern within the cybersecurity community. Mythos represents a major step forward in what AI can do when applied to computer systems. Security professionals worry that existing defense tools and practices have not yet caught up. There is also concern that criminals could use tools like Mythos to make cybercrime faster, cheaper, and easier to carry out.

The second reason is business momentum. Every major AI announcement attracts investors and increases public interest. This often raises the perceived value of companies such as Anthropic, OpenAI, and Google. As a result, Mythos has become not only a security issue, but also a financial and market-driven story.

It is important to understand that Mythos is not an isolated development. Other companies, including OpenAI and Google, have already released AI models with similar cybersecurity-related capabilities, though generally at a lower level. What makes Mythos different is how quickly and efficiently it operates, as well as Anthropic’s openness in discussing both its potential benefits and its risks.

How does this affect you?

Mythos does not create entirely new types of cyber threats. Instead, it significantly lowers the level of skill, knowledge, and time needed for attackers to exploit existing weaknesses. These weaknesses exist in the everyday technology we all rely on, including phones, laptops, email systems, and banking or investment applications.

Cyberattacks that once required a team of highly skilled hackers may soon be possible for a single individual using AI tools. For individuals and families with significant financial assets, sensitive personal communications, or access to influential networks, this increases risk. The most common and serious threats remain personal email compromise, fraudulent wire transfers, and targeted account takeovers.

How you can keep safe

Regularly review your digital access points

Make sure all important accounts, such as banking, email, and investment platforms, use strong, unique passwords, and enable multi-factor authentication wherever it is available. In addition, use credit monitoring services to help detect fraud, unauthorized accounts, or identity misuse as early as possible.

Be cautious with unexpected messages

AI can now generate very realistic phishing emails, texts, and phone messages. If something seems unusual or urgent, verify it through a separate and trusted method before taking action.

Confirm your advisors are prepared

Organizations that manage your assets should be reviewing and strengthening their cybersecurity controls, including how sensitive data is protected and how fraud risks are managed.

‍Richter Family Office supports high‑net‑worth families and executives by integrating cybersecurity and risk considerations into wealth management, governance, and operational oversight.

Contact us with any concerns

Richter Guardian is actively monitoring developments related to Mythos AI and other emerging cyber risks. We will continue to share updated guidance as the situation evolves.

Ready to stay protected from digital threats, with experienced professionals overseeing your security?

Request a private consultation to find out whether Richter Guardian is a good fit for you.

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Unveiling the dark side of voice-cloning artifical intelligence

Voice-cloning AI can impersonate executives and family to enable fraud and extortion. We cover risks for families and businesses and recommend MFA, protocols, and skepticism about unexpected calls.

Introduction

Voice-cloning AI, which is the technology that enables the replication of a person’s voice, can assist researchers with collecting and analyzing data from different languages, dialects, and accents. Voice-cloning AI is versatile and finds applications in various creative domains.

voice-cloning artifical intelligence and small businesses with voice-cloning AI. Deep learning models can now replicate the nuances, inflections, and specific characteristics of a person’s voice with just a few minutes of sample media.

Implications for families and small businesses

While there are positive and creative uses for voice-cloning AI, it is important to be aware of the potential risks and misuse. Here are some ways in which voice-cloning AI could lead to cybercriminal activity:

  1. Impersonation and Social Engineering: Cybercriminals could use voice-cloning AI to mimic the voices of individuals in positions of authority, such as company executives. In doing so, cybercriminals could instruct employees into making unauthorized transactions.
  2. Phishing Attacks: Voice-cloning could be used to voice-phish; individuals can be deceived into sharing sensitive information over a call.
  3. Extortion and Blackmail: Cybercriminals may leverage voice-cloning to create audio deepfakes of the targeted individual for the purpose of extortion or blackmail.

Recommendations

Given the sophistication of these threats, Richter recommends individuals and businesses to safeguard themselves by employing the following:

  1. Multi-factor authentication (MFA) – If you currently use voice verification as a type of authentication, ensure to include another form of verification to help safeguard against voice-cloning AI.
  2. Establish protocol within your small-business – Set clear protocols for financial transactions and sensitive data sharing. Keep these protocols confidential.
  3. Remain skeptical – Individuals should exercise caution when receiving unexpected calls, especially if the caller requests sensitive information.

Ready to stay protected from digital threats, with experienced professionals overseeing your security?

Request a private consultation to find out whether Richter Guardian is a good fit for you.

Article illustration: Using AI Tools Securely

Using AI Tools Securely: ChatGPT, Gemini, and More

AI tools like ChatGPT and Gemini can train on your data. We cover risks of sharing sensitive information, why paid/enterprise plans help, and best practices for safe AI use at work with Richter Guardian’s support.

Introduction

AI-powered tools are now integrated into various platforms, from office software and operating systems to image editors and chat applications. But how can you use ChatGPT, Gemini, DeepSeek, and other AI-powered tools without compromising your digital security?

Avoid sharing sensitive information with AI chatbots

OpenAI’s privacy policy indicates that user data may be utilized to enhance AI performance. When using services like ChatGPT, Sora, or Operator, your interactions could be used to train AI models.

According to a study done by Harmonic Security, 8.5% of prompts contained sensitive information.

Never input sensitive personal information such as passwords, passport or banking details, addresses, phone numbers, names, or any confidential business data. If necessary, replace sensitive details with placeholders like asterisks or “REDACTED.”

For professionals, especially software engineers leveraging AI for code review, it’s crucial to strip out any information that could reveal company secrets and/or application structure.

Everything shared with an AI chatbot has the potential to be stored and analyzed.

Free AI services come with higher risks

Many free-tier AI tools explicitly state that they train on user data. Organizations using AI should consider investing in paid AI services like ChatGPT Enterprise, which ensures that user inputs and outputs are not utilized for training purposes.

Experts recommend paid plans as a more secure option for businesses looking to mitigate risks.

Best practices for safe AI use in the workplace

For businesses looking to integrate generative AI tools while minimizing security risks, Harmonic Security suggests shifting away from outright bans and instead implementing effective AI governance strategies. These include:

  • Establishing clear AI usage policies and enforcing workflows.
  • Monitoring AI tool usage in real time to track inputs and ensure compliance.
  • Restricting the use of free AI tools that train on input.
  • Classifying sensitive data to prevent exposure.
  • Educating employees on responsible AI use and associated risks.

Ready to stay protected from digital threats, with experienced professionals overseeing your security?

Request a private consultation to find out whether Richter Guardian is a good fit for you.

Person next to a window working on a laptop

Protecting the People Behind the Family Office, in the Age of AI

A family office exists to protect the family's wealth. Yet, the assets criminals are increasingly targeting with AI aren't corporate accounts or portfolios. The targets are now personal phones, computers, social media profiles, and email addresses that belong to the people in the family themselves, as well as their trusted managers and executives.

A family office exists to protect the family's wealth. Yet, the assets criminals are increasingly targeting with AI aren't corporate accounts or portfolios.

The targets are now personal phones, computers, social media profiles, and email addresses that belong to the people in the family themselves, as well as their trusted managers and executives.

Family office security must also extend there, because every one of those personal touchpoints is a potential doorway into everything else.

One compromised account is rarely the end goal

Criminals rarely stop at a hacked email inbox or a cloned social media profile. They use it as a foothold; a way to keep the cracked door open, ready for further entry.

  • A compromised personal email account becomes the launch point for a wire transfer request that looks like it came from a family member.
  • A cloned social media account becomes a tool for approaching family members, friends, or staff with a fabricated emergency.
  • A malware-infected laptop becomes a quiet way to sit inside a household's financial life for months before anyone notices.

This is what makes personal digital exposure so dangerous for family offices specifically: the assets being protected are already concentrated, and the family members connected to them are the easiest way in. Close one gap and criminals will look for the next unmonitored device, account, or email inbox.

Where increased personal exposure risk lives

Ultra-high-net-worth family office security solutions need to cover the full footprint of a wealthy family, not just the office itself.

Each of these, left unmonitored, becomes a route toward impersonation, extortion, or fraud aimed at the family and, by extension, the office itself.

Personal devices

Phones, tablets, and laptops used by principals, spouses, adult children, teenagers, grandparents and management staff are frequently the least protected devices in the entire family enterprise, even though they often hold access to email, banking apps, and shared documents.

Social media accounts

Profiles tied to philanthropy, business involvement, or simply a family's public visibility are prime material for impersonation. A convincing fake account, built from real photos and real details, can be used to solicit money, extract information, or damage a family's reputation.

Personal computers

Home computers used for both family life and financial oversight are common malware entry points, particularly when shared across a household or used for both work and personal browsing.

Email addresses

A compromised personal or family email account is often the single most valuable asset to a criminal, since it's frequently the recovery method for banking, investment, and other financial accounts.

AI is drastically reducing the time between exposure and attack

What has changed recently isn't just the number of points of exposure — it's how quickly and convincingly they can now be exploited:

  • RBC's 2026 Fraud Prevention Month research found that among businesses that experienced fraud in the past year, 81% said the incident involved AI tools, with AI-generated phishing messages the single most common attack type, followed by deepfake documents and voice-clone impersonation calls.
  • BMO Wealth Management separately flagged that a two-to-three-second voice clip lifted from a public video, interview, or social post is now enough to generate a convincing cloned voice, often used to fabricate a family-emergency call requesting money or urgent account access.

That combination — minimal source material, minutes of setup, and near-flawless output — is what lets a single exposed asset be turned into an attack far faster, and against a far wider set of family members, than was possible even a few years ago.

Coverage in Canadian Family Offices has pointed to research from the law firm Dentons showing that many family offices have been slow to modernize their security practices, leaving them more exposed just as attacks are becoming easier to launch.

What happens when separate personal exposures are strung together with AI

The greater danger isn't any one compromised account on its own — it's how several small exposures can be chained into a single, coordinated attack using AI.

  • A compromised personal email account becomes the launch point for a wire transfer request that looks like it came from a family member.
  • A cloned social media account becomes a tool for approaching family members, friends, or staff with a fabricated emergency.
  • A malware-infected laptop becomes a quiet way to sit inside a household's financial life for months before anyone notices.

A voice cloned from a public speech or interview can be combined with travel details or family updates pulled from a social media account to build a believable, time-pressured story. That story can then be delivered through a spoofed or already-compromised email address, adding a layer of apparent legitimacy that a bank, advisor, or household staff member may not question in the moment.

Recent reporting on Canadian fraud trends has described scammers using AI chatbots to sustain a fabricated interaction across multiple calls, emails, and messages, keeping a target engaged until money moves or information is disclosed.

The Canadian Anti-Fraud Centre has flagged impersonation and synthetic identity fraud, which similarly stitches together small pieces of real personal information into a convincing fake identity, among the fastest-growing fraud categories in Canada.

This is why closing every individual gap matters.

In an AI-assisted attack, an unmonitored device, an unclaimed and impersonated social media profile, and a leaked email password aren't isolated weaknesses — they're raw material an attacker can combine into one faster, more convincing, and more damaging campaign.

Covering the family, not just the family office

Closing these gaps means tightening the everyday habits around how a family uses its devices and accounts, alongside ongoing monitoring for signs of compromise:

  • Unique credentials and multi-factor authentication on every personal account tied to the family, not only the ones the office manages directly.
  • Continuous monitoring for leaked credentials and impersonation, so a stolen password or a cloned profile is caught before it's used, not after.
  • Verification habits for financial requests, including a standing rule that no transfer or account change is actioned from an email or message alone, regardless of how convincing it looks.
  • Awareness across the whole household, including staff, extended family, and anyone with access to shared devices or networks, since a single unprotected entry point undermines protection everywhere else.

Where Richter Guardian fits

Security for ultra-high-net-worth family offices means treating every family member's devices, accounts, and inboxes as part of the perimeter that needs protecting — not an afterthought outside it.

Richter Guardian monitors those personal assets on a 24/7 basis, watching for impersonation, malware, and leaked credentials before they turn into extortion or fraud, and helps families build the habits that keep new gaps from opening.

Ready for your family office to stay protected from digital threats, with experienced professionals overseeing personal cybersecurity?

For family office executives and managers looking to close the gap between institutional protections and personal exposure, request a private consultation to learn about where that exposure lives.